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What Is an Injury Claim? An injury claim is a request for financial compensation from someone who has caused you harm. It is usually handled outside of court. Your lawyer handles all communications with the defendant and his insurance company. Special damages are easy to calculate and include costs that relate to your injury, such as medical bills, repair costs and lost wages. General damages are more difficult to calculate and may include things such as pain and suffering. Medical Treatment A claim for injury is insufficient without medical treatment. Workers who have been injured must receive the necessary medical care to treat their injuries and demonstrate that they were injured due to negligence of another party. This is also a great way to determine how much damages the accountable party must pay. According to California workers insurance laws, you are entitled to medical treatment that is reasonably required for the treatment or relief of the effects of work-related injuries or illnesses. The doctors who provide that care must follow guidelines that are based on scientifically-supported medical treatments. When calculating your total amount of pain and suffering, the insurance adjuster will look at your medical bills to see how serious your injuries were. They may use a multiplyer to calculate your damages. If you have gaps in your treatment, or if physical therapy is major portion of your expense an adjuster may not see your injuries as serious as you claim. There are numerous valid reasons why a gap could be present in your treatment. You might not be able to attend a doctor's visit due to transportation issues, family issues or other circumstances that are unavoidable. A personal injury lawyer with years of experience is likely to be able to prove that a gap in your treatment was due to an unavoidable incident. Lost Wages The loss of income resulting from injuries resulting from a car crash is a different kind of economic loss that can be recouped through an individual injury claim or lawsuit. This is also referred to as lost earnings or lost wages and is among the most significant losses suffered by victims due to their injury. The loss of wages can be a major blow to an injured victim and are often difficult for a victim to manage. If you are injured people who are employed on a full or hourly basis could lose a significant amount of money. In addition to the financial cost of missing work hours an injured worker could be denied benefits offered by their employers like gym memberships, the use of a company-loaned vehicle and other benefits. In certain instances, injuries from a car accident may be so severe that the victim is unable return to work or lose the ability to perform their job duties due to physical and emotional trauma. In this situation the client may be entitled to a reimbursement of future lost wages or even lost earning capacity as part of their compensation. In the majority of cases, in order to be reimbursed for lost wages incurred as a result of an accident, it's important to have proof of the amount of time missed from work. This may include paystubs employment records, profit-and-loss statements and tax documents. A doctor's note or disability slip that describes the injuries sustained as well as the amount of time the victim must be off work in order to recover is important as well. Pain & Suffering It is difficult to prove pain and suffering. This includes any pain, discomfort or emotional trauma that is caused by an injury. It also covers loss of enjoyment of life and any disfigurement that could be the result of the accident. Your lawyer will be able to assist you in determining how much your claim may be worth by providing an objective analysis of your injuries and how they affect your daily routine. This is typically more persuasive to a juror than receipts and bills. There are many ways to calculate pain and suffering damages including the multiplier method as well as the per diem method. The multiplier method involves totaling your economic losses and multiplying them by a figure ranging from 1.5 to five, depending on the degree of your injuries. You may also be able pursue non-economic damages such loss of consortium, physical impairment, and disfigurement. Physical impairment is a term used to describe any limitations you might face in carrying out your daily activities as a result of the injury, while disfigurement may be awarded for any permanent or lasting damage that result from the accident. In injury settlement bellingham to specific damages that can be established through receipts or bills, pain and suffering damages are more subjective and difficult to quantify. This is the reason it's crucial to keep records of your injuries and discomforts in the event that they occur so you can document the impact on your life. Damages There are costs that could be printed out on a receipt and added to create a precise figure as well as other costs that aren't quantifiable. These intangible losses can be addressed by general compensatory damages. Stress, for instance isn't an expense that can be printed out however, you might be able to claim compensation for the negative impact on your life that your injuries had. This could include anxiety, fear and post-traumatic disorder. You can also be compensated for loss of enjoyment of life if your injury has prevented you from participating in activities you previously enjoyed before. Special damages are the compensation you receive for expenses that you incur due to an injury or illness. They can cover travel to and from the hospital prescriptions and treatment costs as well as home adaptations and medical needs. You may also claim lost future earnings in the case that your injury or illness prevents you from returning to the same job. In certain cases the court could make exceptional damages. They are intended to penalize the defendant for particularly sever behavior, such as a case of defamation. An experienced lawyer can advise you on whether or not extraordinary damages may be appropriate in your particular situation.